How does the 3-year clause impact life insurance claims

[IndiaInsurance]

Regardless of whether a claim has arisen or not and when it is intimated, once the period of 3 years is over, the policy cannot be called in question.

More... (https://economictimes.indiatimes.com/wealth/insure/life-insurance/how-does-the-3-year-clause-impact-life-insurance-claims/articleshow/66653219.cms)