You can save up to 80% on your term life insurance premium if you quit smoking; when and how to buy

[IndiaInsurance]

The additional premium that you have to pay as a smoker varies from one insurance company to another. The premium rates for smokers can be 50 per cent to 80 per cent higher than those of non-smokers, said experts. Let's understand how smoking impacts life insurance premiums, how much you pay for a cover and what you can do to reduce your premium burden

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