Private insurers stay away from religious group-based covers

[IndiaInsurance]

Insurance companies use the concept of anti-selection to ensure that a group consists of a mix of people so that other group does not end up compensating for one risky group.

More... (http://www.moneycontrol.com/news/health-insurance/private-insurers-stay-awayreligious-group-based-covers_8850381.html)